4 Ways to Use Encircle Payments on the Job

Encircle Payments is built for the real world, making it easy to collect quick, one-time payments on the spot. No extra tools, no bouncing between apps and no chasing down payments from homeowners later.

If you're wondering how Payments fits into your day-to-day, here are four common ways restoration contractors are already using it.

1. Emergency Mitigation Jobs

Use it to: collect a deposit before the dry-out starts

When water hits the floor, every minute counts. Crews are out fast—but too often, payment gets left behind.

Encircle Payments makes it easy to secure a deposit before you start work. Right there in the field, your tech can collect with a tap or send a secure payment link.

Why it matters:

• Protects your cash flow on emergency jobs
• No more working without financial commitment

2. After-Hours or CAT Jobs

Use it to: get paid before dispatching your crews

Emergencies don’t care what time it is—and neither should your payment process. With Encircle Payments, your teams can collect after-hours, on weekends, or in the middle of a CAT surge. No more waiting for Monday when the office admin is back at their desk.

Your team is always ready to go and they’ve already got Encircle in their pocket. Now they can get the money in the door before the work starts.

Why it matters:

• Speeds up start times
• Eliminates back-office bottlenecks
• Keeps cash flowing when job volume spikes

3. Self-Pay Add-Ons & Upgrades

Use it to: collect for extras that insurance won’t cover

Sometimes a job opens the door to more work. Maybe insurance is only covering kitchen flooring—but the homeowner wants to upgrade the whole main floor while you're there.

That’s an out-of-pocket add-on—and a great time to use Encircle Payments. No need to invoice or go back later. Just collect on-site and keep things moving.

Why it matters:

• Makes it easy to upsell and close add-on work
• Cuts down on billing follow-up and admin
• Keeps the customer experience smooth and professional

4. Homeowner Deductibles

Use it to: collect the out-of-pocket portion before the rebuild

Insurance might cover the bulk of the work—but that deductible is the homeowner’s responsibility. Don’t leave it to chance.

Encircle Payments lets you handle it up front, before materials get ordered or work begins.

Why it matters:

• Ensures you get paid without delays
• Avoids collection headaches when the job’s done

Bonus: When the customer isn’t home

Not face-to-face? No problem. Just send a secure payment link by email or text, and the homeowner can pay on their schedule—without holding up the job.

Whether it’s deposits, deductibles, or a homeowner upgrade, Encircle Payments gives you more control over cash flow—right from the field.

Want to see how it works?